If you are like most people, it will usually happen at the worst time. Nobody says that their heat pump went out at "just the right time". Not to mention the cost to repair them. Seems like repair cost keep rising and usually these sorts of bills come unexpected. So, what would you do if your heat pump, refrigerator, or stove went out today?? Would you have to go get a loan? Eat into your savings? Borrow from a friend?

Not anymore..

We are proud to offer this amazing home warranty plan, that will provide protection for your home appliances. This plan steps up and fills gaps that your homeowners policy doesn't cover. Homeowners policies have provisions in them that generally exclude coverage for normal "wear-and-tear" of appliances. We all know the longer an appliance is in service, the greater chance of needing repair or replacement.

Lets talk affordability.. You may say, this sounds really good, but I probably can't afford this protection. If you can buy a burger off the dollar menu everyday, then you can afford it. This coverage breaks down to roughly $0.84 per day.

Average reported replacement cost of central heat pump/ac unit: $5,238

Cost of Home Warranty: $300 year or $25 per month. If your unit can be repaired, or has to be replaced, you simply pay a $75 service fee.

Look at the value here.. At only $300 per year or $25 per month, it would take 17.46 years, for it not to be a value.

Ask yourself how much money you will spend the next 17 years, repairing or replacing appliances in your home.